Glossary entry (derived from question below)
English term or phrase:
mortgage derivative
Croatian translation:
izvedenica hipotekarnog zajma (hipotekarna izvedenica)
Jan 21, 2009 14:54
15 yrs ago
1 viewer *
English term
mortgage derivative
GBK
English to Croatian
Bus/Financial
Investment / Securities
Definition from
BusinessDictionary.com :
Security that generates income for the investor from the payments of principal and interest on the underlying pool of mortgages. Mortgage backed securities and mortgaged backed passthrough securities are mortgage derivates.
Example sentences:
This National Association of Securities Dealers arbitration involved suitability, excessive trading, and markup claims stemming from mortgage derivative security sales to a not-for-profit community hospital. (ersgroup.com)
A mortgage derivative is an investment product that really increase returns when things go well, and REALLY rack up loses when things don’t. (biggerpockets.com)
The holders of these mortgage derivatives are spread out among many buyers, who buy huge chunks at a set risk and return. There is now way these can be reset to help the defaulting mortgages. (PrudentSquirrel.com)
Proposed translations
(Croatian)
| 3 +2 | izvedenica hipotekarnog zajma (hipotekarna izvedenica) |
bonafide1313
|
| 4 -1 | hipotekarna izvedenica |
Svjetlana Nevescanin
|
Change log
Jan 21, 2009 14:52: changed "Kudoz queue" from "In queue" to "Public"
Jan 21, 2009 14:54: changed "Stage" from "Preparation" to "Submission"
Jan 24, 2009 15:54: changed "Stage" from "Submission" to "Selection"
Jun 9, 2009 14:54: changed "Stage" from "Selection" to "Completion"
Proposed translations
+2
10 days
bonafide1313
Croatia
Croatia
Croatia
Native in: Croatian (Variants: standard, Bosnian) 
Works in: English to Croatian, German to Croatian, Italian to Croatian, and 4 more.
Related KudoZ points
:
4
Selected
izvedenica hipotekarnog zajma (hipotekarna izvedenica)
Definition from
own experience or research:
Izvedenice hipotekarnih zajmova su financijski instrumenti koje hipotekarni kreditori kreiraju na osnovu portfelja hipoteka nad nepokretnom imovinom koja je poslužila kao osiguranje za odobrene hipotekarne kredite. Isplata kamata i glavnice ulagateljima u ove izvedenice osigurana je prinosima i otplatom odobrenih hipotekarnih kredita.
Example sentences:
Ali, ta se kreditna kriza zbog razvijenosti američkoga financijskog tržišta preko postupka sekuritizacije, odnosno prodaje kreditnih izvedenica zasnovanih na portfelju hipotekarnih kredita, prenijela i na tržište kapitala i uzrokovala krizu investicijskih banaka i ostalih investitora koji su ulagali u financijske instrumente zasnovane na drugorazrednim hipotekarnim kreditima. (Press article)
Hipotekarni zajmovi najčešće su područje sekuritizacije. Naime iz hipoteka se deriviraju obveznice koje se potom nude na prodaju investitorima na sekundarnom tržištu. Hipotekarni krediti otplaćuju se mjesečno u jednakim anuitetima. Zajmodavci odnosno kreditne institucije radi prikupljanja gotovog novca, a prije roka amortizacije takvih zajmova, jednostavno pool svojih potraživanje iz te osnove , sekuritiziraju i preprodaju investitorima te na taj način prikupe svježi kapital koji potom mogu ponovo plasirati. Dakle derivati hipotekarnih zajmova zapravo su obveznice bez kupona koji rezultiraju serijom mjesečnih novčanih primitaka. (Internet forum)
4 KudoZ points awarded for this answer.
-1
17 hrs
Svjetlana Nevescanin
Croatia
Croatia
Croatia
Technical,legal & financial translations
Native in: Croatian
Works in: English to Croatian, Croatian to English, English, and 1 more.
hipotekarna izvedenica
Definition from
own experience or research:
poduzeća su imala implicitnu državnu garanciju dugova, što ima je u očima tržišta dozvoljavalo da posuđuju po povlaštenom tretmanu i taj novac koriste za kupovinu hipoteka i hipotekarnih izvedenica
Example sentences:
Oba poduzeća su imala implicitnu državnu garanciju dugova, što ima je u očima tržišta dozvoljavalo da posuđuju po povlaštenom tretmanu i taj novac koriste za kupovinu hipoteka i hipotekarnih izvedenica. (cronomy.org)
Peer comment(s):
| disagree |
Kristina Kolic
: Under "Definition", you didn't provide a definition of the term "mortgage derivative" but an example sentence containing an occurrence of this term
3 days 1 hr
|
Something went wrong...