Što je samopridržaj i koliki je uobičajeni iznos pokrića?
Samopridržaj je vlastiti udio osiguranika u šteti, odnosno nepokriveni dio štete. Iznos samopridražaja ovisi o ročnosti osiguranja, vrsti osiguranja te ocjeni rizika.




http://www.hbor.hr/osig_faq.asp

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Note added at 24 mins (2005-09-12 01:21:55 GMT)
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In an insurance policy, the deductible or excess is the portion of any claim that is not covered by the insurance provider. It is normally quoted as a fixed amount and is a part of most policies covering losses to the policy holder. The deductible must be "met", that is, paid by the insured, before the benefits of the policy can apply.

In a typical automobile insurance policy, a deductible will apply to claims arising from damage to or loss of the policy holder's own vehicle, whether this damage/loss is caused by accidents for which the holder is responsible, vandalism or theft. Third-party liability coverage generally has no deductible, since the third party will likely attempt to recover any loss, however small, for which the policy holder is liable.

http://en.wikipedia.org/wiki/Deductible